Jeremy Walsh Real Estate

Successfully buying the home of your dreams takes being a savvy homebuyer. Here at Jeremy Walsh Real Estate we want to teach you how to truly be a savvy homebuyer. Here are three tips that will get you started:

1. You want to score a low-interest mortgage. So you should consider an adjustable-rate mortgage. One of the most popular adjustable rate mortgages is the 5/1 ARM. This adjustable rate mortgage gives an introductory rate that usually lasts for five years. Once the five years have passed, you will have the opportunity to change your mortgage rate annually to keep your monthly payments from going sky high. However, a fixed rate mortgage is always the safest option for a homebuyer.
2. Know Your Credit. The higher your credit score, the better your mortgage deal will be. Try to have a credit score 740 or higher to receive the best combination of fees and points.
3. Always ask for three or four loan options/scenarios. You never want to focus only on the interest rate of a loan. Look into at least two combinations of discount points and loan types. To estimate the best loan choice for you, go for the amount of years you will definitely live in the house and compare that amount of years to your total fees and monthly payments.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on Facebook, Twitter and LinkedIn as well!

Home buying is no easy task but lately homebuyers have been looking for homes that have features guaranteed to increase home value. One home value feature home-buyers consider often is a swimming pool. Should you buy a home with a swimming pool? Jeremy Walsh Real Estate is here to give you the facts so you may make an educated decision whether a home with a swimming pool will best benefit you as a homebuyer and soon to be homeowner.

The answer depends on the pool and the design of the pool. Big, indoor pools are not as much in demand as they were in the 1980’s. If you want a water feature in your home, considering buying a home with a spa or room for a spa. A spa requires less heating and maintenance than a standard pool and you are more likely to use it. In fact, it is consider a luxury feature for homes.

If you don’t want a spa but a pool, go for an in-ground pool that’s outdoors. This allows you to have the ability to expand your home’s entertainment area while still using your indoor area for home necessities.

An outdoor pool will increase the aesthetic value of your yard, help you to cool down on hot days and give you a place to practice in-water exercises.

What more could you ask for?

If you need help finding a home with a pool, Jeremy Walsh Real Estate is here to put you in the home of your dreams.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on Facebook, Twitter and LinkedIn as well!

Source:

http://homebuying.about.com/od/buyingahome/qt/071707-SwimPool.htm

You’re a first-time home-buyer. Finding the house of your dreams may sound like an impossible task, especially when you’re on a budget. But it is possible. You have to know what you want, the size you desire and the style that you crave to make buying your dream home a reality.

These first time home-buying tips will help you get started on finding and purchasing your dream home:

Stay Within Your Financial Means

When buying a home, you need to establish a checks and balances system. Home buying is no decision you should take lightly. The market median prices are based on lower-priced neighborhoods increasing the cost of homes. For high-end home prices, those figures are more dependent on strong stock markets.

Remember, just like a career, you have to start somewhere when purchasing a home. You may start with a low-end home or a home-end home. What matters is whether you can afford a 30-year fixed-rate mortgage.

Take care of your first home and it will pay for itself in the long haul and give you a rewarding Return on Investment (ROI) if you ever decide to purchase a new home.

Look For A Bargain

It is important that you take time to search market trends to see if it is a buyers market or a sellers market. If the market is a buyers market, meaning low prices for quality homes, you can bargain to get more house for your money.

This includes looking into purchasing “as is” foreclosure homes. These kinds of homes are sold directly by the lender. You can look for foreclosure notices at the county courthouse.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on Facebook, Twitter and LinkedIn as well!