Archive for the ‘Home Buyers’ Category

Holiday Home Selling: Is It A Good Or Bad Decision?

Friday, December 7th, 2012
Are you trying to sell your home during the holidays? If yes, it can be challenging but with a good real estate agent like Jeremy Walsh Real Estate, it’s possible.
You should keep your home on the market during and after the holiday season. Why? The majority of holiday home buyers are serious about sealing the deal of becoming a homeowner.
But you should only do this if you truly want to sell your home between Thanksgiving and New Year’s.

You should know that home buyer’s during the holidays have specific needs and need your home to match those needs.

To truly close a transaction before the new year, you should do your best to find a committed home  buyer before mid-December.
If a buyer wants to close in January, you should give them the offer in January.
To do this alternative home selling, you should take the home off the market until January so it can be shown as a new listing. This will increase traffic on inquiries about the home.

See what your neighbors are doing with homes, look at the local market, this will give you a good idea on whether to keep your Maryland home up for sale during the holidays.

Don’t let your pool of home buyers drop, Jeremy Walsh Real Estate is here to be your agent.

Please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

Source: http://homebuying.about.com/od/sellingahouse/qt/SelloverHoliday.htm

Informed Homebuyers: Delayed Financing Vs. Home Mortgage Borrowing

Wednesday, November 21st, 2012

Are you searching for your new home this holiday season but you’re not sure whether to pay cash for your home or get a mortgage?

If yes, Jeremy Walsh Real Estate is here to tell you all about the benefits you could potentially reap from both decisions.

When homebuyers choose one or the other of these home-buying options, they are participating in delayed financing.

Delayed financing is when homebuyers pay cash for a home and take out a mortgage right after closing.

This home buying strategy has become very popular in 2012 for coastal housing markets such as Maryland housing.

Demand for homes nationwide is on the rise, yet inventory remains limited.

Cash buyers have a better chance in getting the homes of their dreams because it makes them stand out from competing bids. They also purchase a home at a lower price because the offer isn’t contingent on financing.

Once the home purchase deal is completed, home cash buyers can regain liquidity by getting a mortgage and investing money in higher returns than what they pay in mortgage interest.

Delayed Financing can be compared to cash-out refinance where the home mortgage borrowers take out home equity. However, cash-out refinance takes months to execute and the rates and fees are much higher.

If you need assistance in finding your new home and more information on delayed financing, hire Jeremy Walsh Real Estate.

Please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

 

Source: http://www.marketwatch.com/story/new-real-estate-fad-the-all-cash-head-fake-2012-11-09?link=MW-FB

How To Prepare For HomeBuyer Commitment

Sunday, November 4th, 2012
When buying a home, it’s not something you want to rush into or put on the back burner. You need to shop and buy smart when it comes to a home. Jeremy Walsh Estate is here to help you purchase the home of your dreams at an affordable price. Here are four ways to shop smart:
1. Only buy if you can stay put. Buying a home is a commitment. You need to be sure you’re okay staying there for at least a few years.
2. Build up your credit. When shopping for a home, you will need to get a mortgage. You can get a good home mortgage agreement when you have good credit. Before house hunting, get a copy of your credit report and make sure the facts are right.
3.Purchase a home you can afford. An affordable home is considered one that’s within two and one half times your annual salary. Your income, debts and expenses will all affect your home affordability.
4. Always purchase a home in a good school district. This will help you boost your property value if you ever decided to sell your home or refinance your home.
Jeremy Walsh Real Estate is here to provide you the professional help you need. We are a professional real estate agent. We will assist you in home bidding process strategies, home inspections, home surveys and more.
We are ready to put you in your new  home.

Please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

Rooms To Dress Up For Home Sales: Kitchens

Sunday, October 21st, 2012

Are you preparing to sell your home? If yes, there’s one important room in your home you should really make sure appears top of the line to sell your home fast.

The picture perfect kitchen homebuyers want is the one clutter-free.
Counters should be cleared of everything during open house. This includes placing the toaster in a cabinet. Store all other appliances and kitchen items in cabinets and drawers.
If you don’t really use certain dishes , pots and pans, then put them into storage to make space for necessities out of sight and mind of potential homebuyers.
It is important to do a clear out because most homebuyers will check cabinets and drawers to see if the space will be enough for their personal items.
It is never attractive for homebuyers to see jammed pack cabinets, pantries and drawers because it makes the home for sale appear  to crapped for living. Storage space needs to be spacious. You have to create open space for your kitchen.
But more importantly,make sure the sink is clean. A clean sink is empty and scrubbed down. Also, make sure the sink has no water leaks. Homebuyers want a  home that needs as little repairs as possible.

If you need to buy or sell a home in Maryland, Jeremy Walsh Real Estate is here to help.

Please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

First Time Home Buyer: How To Prepare To Home Shop With A Real Estate Agent

Sunday, October 14th, 2012

Are you ready to become a first time home buyer? If yes, Jeremy Walsh Real Estate is here to make your home owner dreams come true.

The following is what you should expect as your shop for a home:
1. Create search parameters for home shopping. The best way to start shopping for a home is through an internet phone search. On the internet you can look at online listings, virtual tours, and review home photographs. This will help you make goals of what you’re really looking for in a home. A real estate agent can learn about your needs and wants to find the home of dreams with two weeks.
2. See Homes In Person and Be Prepared To Rate Inventory. This means using a digital camera to take close-ups of the homes. Look at the surround homes. These homes will define the value of your home. Make sure you like the location. Once you finish reviewing homes, rate them on a scale of 1 to 10. 10 is the best.
3. Always see homes you like a second time around. A real estate agent will find out more about the sellers and the home properties to help you make the best choices.

If you need to buy or sell a home in Maryland, Jeremy Walsh Real Estate is here to help.

Please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

Home Selling Process: How To Sell Your Home In A Jiffy

Thursday, September 27th, 2012

Are you trying to get the most out of selling your real estate property? If yes, you are not alone. Everyone wants to profit from selling a home. Jeremy Walsh Real Estate is here to help you get the most out of selling your home by sharing with you tested advice that works!

The best way to sell your home and make a profit is by including extra features in the price. Some common extras would be offering appliances with the home purchase. You can find out what specific extra features encourage prospective buyers to close a deal by evaluating what’s in demand for homes on the market.

Next, do your best to not list your home during home purchasing off-season. Often in the Spring it is easier to sell a home than during the cold seasons or holidays.

In the current market, with home prices still relatively low but rising in value…Fall and Winter should be still effective selling seasons.

Remember, the longer you take to sell a home; you will owe more on your property taxes.

To avoid this scenario, Jeremy Walsh Real Estate can help you promote your real estate property Online through our website and enhance your social networking online.

The home selling process is easier when your how demonstrates cleanliness. Have the yard clean, make the floors spotless and make sure the home is de-cluttered to help your home promotion.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

Tips For Maryland First Time Homebuyers: How To Buy An Affordable Home

Friday, September 7th, 2012

Buying a home is a very big part of the American dream. A home is the foundation of a well off life because it provides financial and emotional security.

To gain this valuable possession you need to first qualify for the home. To successfully qualify for a home, your individual financial profile should be in good standings and your debt-to-income ratio should be well balanced.

A good financial profile provides a bank the information needed to ensure your housing expenses and debt payments don’t take up the majority of your income.

When you are a homeowner, the last thing you want to do is set yourself up to be financial uncomfortable after buying your home.

You can buy a quality home at an affordable price by comparing your proposed monthly payment (PITI) with your total household gross monthly income.

As for your debt-to-income ratio, you can estimate your monthly housing payments by comparing your gross (pre-tax) monthly earnings and your monthly debt requirements. Your monthly debt expenses can include credit cards, car loans, student loans, or consumer loans, just to name a few.

Here at Jeremy Walsh Real Estate, we are here to put you in the home of your dreams at a price you can comfortably afford. If you’re a Maryland First-time homebuyer, we will ensure that your mortgage and family will be in good hands.

Read 3 Tips On Buying A Home In Maryland for more information.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

Tips On Predicting Home Affordability

Friday, August 31st, 2012
Are you a first time home buyer but fear you’re not ready to be? If yes, Jeremy Walsh Real Estate is here to help you feel prepared and make the right choices in your first home purchase.

For starters, you should check the selling prices of comparable homes in the neighborhood you’re interested in purchasing a house. By looking at current selling prices, you can estimate what you should expect to pay for your first home.

You can also review selling prices on the National Association of Realtor website. 

Next, see what you can truly afford for a home mortgage. This will help you figure the maximum you should spend.

Once you complete this mortgage calculation, you should find out your total monthly housing cost. This will include taxes and homeowners insurance. Calculate this housing cost on your home affordability calculator.

Read 3 Tips On Buying A Home In Maryland for more information.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

 

Should I Buy A Home With A Pool?

Friday, July 20th, 2012

Home buying is no easy task but lately homebuyers have been looking for homes that have features guaranteed to increase home value. One home value feature home-buyers consider often is a swimming pool. Should you buy a home with a swimming pool? Jeremy Walsh Real Estate is here to give you the facts so you may make an educated decision whether a home with a swimming pool will best benefit you as a homebuyer and soon to be homeowner.

The answer depends on the pool and the design of the pool. Big, indoor pools are not as much in demand as they were in the 1980’s. If you want a water feature in your home, considering buying a home with a spa or room for a spa. A spa requires less heating and maintenance than a standard pool and you are more likely to use it. In fact, it is consider a luxury feature for homes.

If you don’t want a spa but a pool, go for an in-ground pool that’s outdoors. This allows you to have the ability to expand your home’s entertainment area while still using your indoor area for home necessities.

An outdoor pool will increase the aesthetic value of your yard, help you to cool down on hot days and give you a place to practice in-water exercises.

What more could you ask for?

If you need help finding a home with a pool, Jeremy Walsh Real Estate is here to put you in the home of your dreams.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!

Source:

http://homebuying.about.com/od/buyingahome/qt/071707-SwimPool.htm

First Time Home Buying Tips: Finding Your Dream Home

Thursday, July 12th, 2012

You’re a first-time home-buyer. Finding the house of your dreams may sound like an impossible task, especially when you’re on a budget. But it is possible. You have to know what you want, the size you desire and the style that you crave to make buying your dream home a reality.

These first time home-buying tips will help you get started on finding and purchasing your dream home:

Stay Within Your Financial Means

When buying a home, you need to establish a checks and balances system. Home buying is no decision you should take lightly. The market median prices are based on lower-priced neighborhoods increasing the cost of homes. For high-end home prices, those figures are more dependent on strong stock markets.

Remember, just like a career, you have to start somewhere when purchasing a home. You may start with a low-end home or a home-end home. What matters is whether you can afford a 30-year fixed-rate mortgage.

Take care of your first home and it will pay for itself in the long haul and give you a rewarding Return on Investment (ROI) if you ever decide to purchase a new home.

Look For A Bargain

It is important that you take time to search market trends to see if it is a buyers market or a sellers market. If the market is a buyers market, meaning low prices for quality homes, you can bargain to get more house for your money.

This includes looking into purchasing “as is” foreclosure homes. These kinds of homes are sold directly by the lender. You can look for foreclosure notices at the county courthouse.

If you have any questions on buying a home or selling a home, please contact Jeremy Walsh Real Estate by calling 443-610-5722 or click here today!

You need to be exclusively represented and have Jeremy Walsh (located in Baltimore, Maryland) on your side to handle all of the important details for you!

You can also follow me on FacebookTwitter and LinkedIn as well!